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If You Can Read And Write at the 5th Grade Level Then YOU Can Discover The Secrets To Escaping Student Loan Troubles in 90 Days or less... If you're struggling with your student loans this proven system is going to blow you away! Note from Mr. Kay - Rogue Student Loan Collector If You Can Read And Write at the 5th Grade Level Then YOU Can Discover The Secrets To Escaping Student Loan Troubles in 90 Days or less... "Now You Can Finally Stop Stressing and Worrying About Your Federal Student Loan Troubles, Once and For All -- Even If You Have Tried Everything Before!" I'll show you step-by-step how to stop your federal student loan garnishments, tax off-sets, fix your credit, and get the lowest monthly payments and settlements - no matter how hard you've tried before! 100% GUARANTEED!!! From The Desk of Mr. Kay aka Rogue Student Loan Collector Los Angeles, California March 13, 2011 RE: Your Student Loan Troubles Dear Student Loan Borrower, Looking to stop wage garnishments, tax-offsets, get the lowest monthly payments and settlements, and fix your credit? Tired of getting nowhere with attorneys, CPA's, student loan counselors, debt settlements companies and your favorite uncle... Sam? Don't know who or what to believe anymore? Want the stress and headaches that come from worrying about your student loan debt to stop? That's where I come in. My name is Mr. Kay and I am a Production Manger for a top ranked federal student-loan collection agency who is contracted with Department of Education. Our firm's job is to locate and recover hundreds of billions of dollars in defaulted federal student loans all across the nation. My team has collected well over $41 Billion in loan balances from doctors, single mothers, college students, veterans, people with disabilities, the unemployed and anyone who is behind on their student loans. I have developed a powerful unique course that exposes every tactic that I have used to collect hundreds of millions of dollars from unsuspecting student loan borrowers just like you. Do you ever feel like this? You start to feel the anxiety, the stress and headaches of collectors calling day and night for a payment. These ruthless collectors have contacted your loved ones, neighbors, your family members, and even your work place. Everyone seems to know that you are behind on your student loan. You knew that this day would finally come. You put the problem aside hoping that it will go away but now you must plead your case on why you fell behind on your payments. These collectors demand a payment in full of your total balance. You notice something that makes your cringe. At first you become furious and upset. Then you become depressed. Your original loan balance was small compared to what you owe now. The collector doesn't even care to listen or consider your feelings. He hits you with the cold hard fact as if you got punched right between your eyes. THE COLD HARD FACT... FEDERAL STUDENT LOANS DO NOT HAVE ANY STATUTE OF LIMITATION. This Means... Unless you Find a REAL Solution to Your Defaulted Student Loan, You Will OWE this Loan FOREVER! What if you NEVER see your tax return ever again? Department of Education can literally take what is rightfully yours. Say GOODBYE to your Tax Return. The amount seized from your tax return won't be applied towards your principle UNTIL your interest is paid-off...which means... YOUR PRINCIPLE MAY NEVER GO DOWN! You will LOSE 15% of every single pay check that you will earn until the loan is paid off. If you take home $2,000 per month - you can save $300! Imagine what $300 per month can do for you. If you are waiting for social security or/on disability, they can take that too! EVERY time you get a raise or find a better paying job... You lose 15% of EVERY pay check. YES, that is 15% AFTER TAXES! Imagine if you get sued by Department of Education. The legal fees to defend yourself will easily cost you hundreds if not thousands of dollars! Department of Education is the Federal Government. If you make decent money but you're ineligible for garnishment, you could get SUED! Do you carry a professional license? Department of Education can and will revoke your professional license. I've personally seen it happen, don't let it happen to you! Department of Education has revoked the licenses of attorneys, real estate agents, chiropractors, doctors, and any one with a professional license. I Promise, Your Situation is NOT Unique. And More Importantly - Your Situation is NOT Hopeless. I thought I was alone. I've been getting my paycheck and tax return taken away from me for the last 5 years. I found the Student Loan Blueprint which showed me how to ELIMINATE the garnishment once and for all, fixed my credit as if I was NEVER late on my student loan. Life changing! Joseph Cayton Riverside, CA I was a very successful chiropractor after I graduated college. My wife was hit with cancer and I fell behind on my student loan. Once behind it felt like a never ending tornado. After following the Student Loan Blueprint I was able to actually stop Department of Education from litigating me. I even got my credit fixed as I was never behind... On top of that I just recently paid off my student loan! The Student Loan Blueprint teaches real techniques in real world scenarios, and now I can spend time with my wife rather than talking to these darn collectors! Juan Perez Albuquerque, NM I got a call from my H.R. Dept from work. Boy it was embarrassing hearing that I going to get garnished for my student loan. The Student Loan Blueprint has helped me STOP the garnishment and put me back on a payment plan that was less than what Dept of Ed would have took. Steve Floyd Springfield, Missouri The big problem is that people who suffer from defaulted federal student loans have been fed the 3 myths by the collectors, student loan counselors, and even Big Brother. Here are the 3 BIGGEST MYTH about your federal student loan troubles that the collectors and Department of Education want you to believe: MYTH #1 - Payments and settlements are non-negotiable with Department of Education because it is a federally-backed loan. Mr. Kay's Notes: Collection agencies have 97% of the control on what the payments and settlements will be. We as collectors are paid on commission on total dollars recovered. Meaning, more we collect the more we get paid. If so, do you think we won't use a stone wall tactic as "it is non-negotiable" and pin the blame on Department of Education? Everything is negotiable but if you are looking to get the LOWEST payments and/or settlements - you MUST learn the collector's tactics and use it against them. I'll show you how to cut out the BS and catch them lying. MYTH #2 - Garnishment CANNOT be stopped once it has been initiated. Mr. Kay's Notes: Collection agencies get paid the same amount of commission regardless if you make voluntary payments or if they take the money from you. I'll repeat again, collection agencies get paid the same commission regardless if you make voluntary payments or not. Don't believe me? Look at the contract between Department of Education and the collection agencies. It clearly states that the commission of 14% will be paid the "SAME RATE" as a regular payment or a garnishment. What does this statement above mean to you? Simple, let me ask you a question? Do you think it is easier for collector to "chase the money down from you" or just "take the money from you" if they are getting paid the same commission rate. You guessed it right, it is 10x easier to just TAKE THE MONEY! That is why you have so many student loan borrowers complain about unjust garnishments. I'll show you how stop the garnishment dead in its tracks! MYTH #3 - Federal student loan cannot be BANKRUPTED! Mr. Kay's Notes: Time-and-time again, bankruptcy attorneys are telling you that federal student loan cannot be discharged under bankruptcy. Not until recently I have personally seen handful of borrowers include the federal student loan in their bankruptcy filling and getting it wiped out! Of course it is NOT easy to qualify for this loop-hole BUT if you can qualify, imagine your student loan being wiped out FOREVER. What is this valuable information worth to you? I have a question for you... Wouldn't you agree that it's crazy to think you'll get different results if you keep dong the same thing over and over again? If I keep touching a hot stove and kept getting burned - I'd be silly to think the next time I touch that hot stove I won't get burnt. Here's how Student Loan Blueprint can help you get your freedom back from your student loan troubles starting today... You see, I've created an authoritative reference on defaulted federal student loan called the Student Loan Blueprint. The Student Loan Blueprint gives you a step-by-step formula for breaking away from your student loan troubles. It's different than anything else on defaulted student loan you've seen. This program has taken months to develop. It is finally here.. Here's what you get... The Student Loan Blue Print The complete authoritative reference on defaulted Student Loans which will save you hundreds if not thousands in collection fees and principle reduction, handed to you on a silver platter: You get a detailed blueprint for every phase of the defaulted student loan... even if you can't spell "no statute of limitation", you'll quickly learn how to solve all your student loan problems. "Insider Secret" from me, the Rogue Federal Student Loan Collector - which will save you the extortion collection fees and get principle reduction. How to use the insider knowledge against the collection companies. The Right Start on the Road to Financial Freedom VALUE $100 Get ready to be financially FREE! Here's where I hold your hand to get your started down the precise path to becoming debt free: A complete A-Z system for getting necessary information to make the best financial decision. Two magic words to tell a collector to pull them in... and scare them off The single most important process in negotiation... and special ninja tricks to save thousands Why attorneys cannot help you 97% of the time The Confessions of Federal Student Loan Collector - 2nd edition (UNCUT) VALUE $100 If you thought the original "Confessions of Rogue Student Loan Collector" was an eye opener.... Be prepared for this. The Art of Skip Tracing - How they find you and how you can protect your identity What Dept. of Ed doesn't want you to know How to fix your credit as if you ever missed a payment How every collector is breaking your rights and to use the law to save you hundreds if not thousands of dollar in collection fees Tips, Tricks, and Traps VALUE $200 Check out these secrets I have pulled out of the collection agency... this will make you cringe Fast settlement secrets... get the lowest amount in the fastest time Secrets to getting the lowest amount of payment. Dealing with collectors who is overbearing and harassing you How not to negotiate with any of your repayment or settlement amounts How to make money - settling out your debt I'm Giving You the Tools to Escape Student Loan Hell VALUE $200 What curve gets thrown your way; you can field it with ease. Collection Agencies and Your Rights - Stop the harassing calls dead in its tracks Discharge Application - Haunted by a student loan from several years back? Get it discharged with proper qualification Payments out of control? Get the inside scoop on consolidation and what you must have And many more! The Magic Settlement and Repayment Generator VALUE $200 You'll be glad I included the Magic Settlement and Repayment Generator. Takes the guessing right out! Try different scenarios... use "what if" questions to work the payment/settlement for best solution Allows you upfront study of your resolution, which will help you catch the collectors lying No more negotiating for a settlement if you already know the rock bottom amount Okay, So What's The Cost For This Incredible Resource? Let's do a quick comparison - last I checked, hiring an attorney for this type of advice can range from $150 to $300 per hour as a retainer. I'm not saying I am an attorney but as a collection production manager with insider information it is well worth more because my team and I are using these tactics to collect money from unaware student loan borrowers just like you. Wouldn't you rather get the insider secret? Rather than an attorney who goes by book theory? Or you could just be in the mercy of the collectors and have them charge you an arm and leg for a settlement, payments, get garnished, have your tax-return taken, or even slap you with a judgment. The other option is for you to do nothing and allow the ridicules collection fees and the defaulted interest rates to snow ball. You now know - the cold hard fact... Federal Student Loans DO NOT have any statute of limitation. If you do not handle your student loan troubles now, you will owe this loan forever! Frankly, none of these options really seemed fair to me. So I figured out a way to provide you with a real bargain.... This sensational program Student Loan Blueprint is available to you as a downloadable program directly accessible from the Internet. This way I have no inventory and no fulfillment costs. I don't need to pay anyone to take the orders over the phone. This way I can pass along my cost savings to you. So you win and I win. But don't worry, downloading the information in Student Loan Blueprint is a real snap, I'm no "techno whiz" and I had no problem. It works perfectly with both MAC or PC computers. Now because you will be downloading everything online - I'm not going to charge you anywhere near the amount you'd pay for an attorney advice. Simply click on the button below to get started. You receive EVERYTHING you need to get your Federal Student Loans out of Default! With this amazing blue print, you will never have to pay for unnecessary attorney fees or consultation services. The good news is that it is NOT $500, NOT $400, NOT $300, or even $200! I'm not going to charge anywhere close to that because I want every one who is serious about getting out of Federal Student Loan Default to be able to afford my program. The entire Student Loan Blueprint package is only $147. $47 So click on the button, and order now. You not only get the hottest course on getting out of student loan troubles, you get life time updates. Glad to have you on board! But there's more because you'll also get... FREE Bonuses For Ordering Right Now! 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What Causes Economic Recession Impact of Economic Recession How Economic Recession can Affect the Common Man and Many More! Together these 3 free bonuses are worth more than triple your investment in the Student Loan Blueprint - but they're all yours absolutely free when you order right now. MORE RAVE REVIEWS! I have had my student loan hang over me as a dark cloud for years and I never thought I would see a this day. I followed The Student Loan Blue print exactly to a tee. The results were awesome. I just received my first tax return in over 4 years. Not to mention I settled out on my student loan for LESS than the principle salvaging over $20,000 in collection fees...Wow! Ryan Paine Phoenix, AZ I just graduated and tried to find the job of my dreams. It wasn't as easy as everyone said. I tried so hard but no one would hire me! After 6 months my deferment finally ran out, and it wasn't till 11 months after graduation that I was able to find a job. Once I started to work I was told I would be garnished. It was so embarrassing! I didn't know what to do until I found The Student Loan Blue Print. Not only did I stop the garnishment, I was able to fix my credit, and now I am going back to school to earn my masters degree. I even qualified for a new loan! Jasmine Smith Queens, NY But in spite of all those glowing reviews from successful students, I want you to know that I'm more concerned with making you break free financially. In fact, if for any reason you're not completely happy, I want you to know you are protected by a... Full 60 Day Guarantee This is the deal: simply order the course. Give it a shot. Within 60 days show us how you tried to make it work, and if for any reason whatsoever you could not... then you get back every single dime. Fair enough? Now, I can't see any way in this lifetime you'd want to return this course when you finally break away from your student loan troubles. I want you to learn how to "fight back" against those who are making your life difficult - and holding you back. With the "Student Loan Blue Print" we guarantee your entire outlook on life will change forever. BUT - if for any reason you can't make it work, just show me why, and I don't have a problem with immediately sending you a refund any time in the first 60 days after you buy it. You not only get the hottest course on getting out of student loan troubles, you get life time updates. Glad to have you on board! To your freedom, Mr. Kay aka Rogue Student Loan Collector Follow Me On: http://www.facebook.com/studentloancollector My Personal Blog: http://www.StudentLoanFundamentals.com Congratulations on Your New Lifestyle! YES! Give me the freedom from my student loan troubles. The total investment is ONLY $47 with a 100% Money Back Guarantee for 60 days if I give it a try and can't make it work. Get Your Freedom Now Before the Coming Price Increase! 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