2010年4月18日星期日

how to buy real estate with no money down

how to buy real estate with no money down

He was only 20-years old when he was plucked from the masses and molded by some of real estate's top-minded, multi-millionaire investors who handed him the golden key to real estate investing, the pathway to wealth, and the passport to retirement!

How A Multi-Millionaire Mentored This College Dropout And Revealed Jealously Guarded Secrets That
 Led This Ex-College Kid To Purchase Or Sell Over
 $12 Million In Real Estate, Author 2 Best Selling
Real Estate Courses, AND Retire ....

All By 28-Years Old!



(Now he's cracking his 8 year silence and sharing his inside
information on how to build massive wealth through real estate
 with No Money Down...even if you have BAD credit!)

investor, publisher, author
Jeffrey Ringold, CEO
NoMoneyNoCredit.com
There is an abundance of ways to make profits through real estate investing… and to many normal folks real estate remains a puzzle and they just aren’t quite sure if it’s something that they can do or if it’ll really work for them.
   
My problem when I started was that I had no money, no experience, and  no
credit.  It seemed like a mission impossible from the start.

However, when I finally was shown how other people in my same position were tapping into the raging river of real estate cash and making fortunes for themselves, I decided I wanted a piece of the pie.

That’s the only difference between a person making millions of dollars in real
estate and the person who is making zero… a decision.  There is a guaranteed way to make BIG profits in real estate even if you have no money, no credit, and no experience.

If you're a person that takes action and wants something better out of life, then this is the most important letter you'll ever read.

Jeffrey Ringold
--By Jeffrey Ringold




Dear Friend,

Let me share a truth that all real estate investors know:  Despite anything you’ve already heard about making money in real estate… it’s NOT rocket science.

It really isn’t.  It’s only a matter of someone who knows what they’re
doing who is willing to show you exactly what to do.  That’s the big secret.

Don’t you believe that you can do just about anything you set your
mind to…IF someone was willing to grab you by the hand and show
you EXACTLY what to do?

You may not be a mechanic, but I bet you could take apart an engine if an
expert mechanic gave you the tools, stood by your side and just pointed at
what to do next!

Anybody could do it.

And with that same type of direction and instruction, anybody can make
money in  real estate and I'll prove it to you!


Who else wants to know how to purchase
real estate properties with no  money down,
even if you have bad credit?


After all, you already know that real estate is a HUGE expanding market that
involves billions and billions of dollars during any single year.  Fortunes are made
and lost in real estate. 

Are you aware that over 70% of millionaires got their start in real estate?

It’s true.

Why?

Because it is such a large playing field and if you know what you’re doing, you
can make a boatload of cash in relatively quick periods of time!

However, it is a VERY limited game if you have no experience, no knowledge,
and no one showing you how to do it.  It may seem almost impossible that you
too could make big money in the real estate market.

That’s exactly how I once felt.  I felt like it was going to be impossible.  That you
needed tons of money to get started and that only the smartest people could do
it.

The truth of the matter is that you really can own and control real estate with no
money, no experience, and no credit…. If you know how.

How would you like to have just a tiny fraction of the billions of dollars being
made in real estate every year?  A tiny fraction of  billions is still VERY
substantial.  What if it could be directed into YOUR bank account?

Well, my friend, if you’ve ever wanted to compete in this enormous arena of
cash, profits, and fun, then keep your eyes glued to this page because there are
guaranteed ways to build massive wealth through real estate in the shortest time
possible even if you have no money, no credit, and no experience.

More on this in a minute….first, let me share my story with you.


Here's Why You Should Listen To Me


My name is Jeffrey Ringold. I just recently turned 29 years old and have dreamed
of being a real estate investor from as early as I can remember.  I dreamt of the
freedom it brings, the cash profits it delivers, and the long-term wealth it could
provide me.

I began studying real estate around 18 years old.  I’d invest in tapes, books,
classes, and anything else that I thought might lead me to big wealth in real
estate.  However, even after gaining the information and knowledge from these
resources, I still felt unsure of what to do.

So I let my dream slip away.   I finished high school (barely…I missed so much
school my senior year, that I almost didn’t graduate), I then entered a university
to study who knows what….nothing that I had any interest in.  I only did this
because everyone around me said I had to go to school and get good grades in
order to get a good job.

Well, guess what?  I didn’t want a good job!  I didn’t want to work for someone
else that told me when to come to work and when to leave and how much
I was worth!

The thought of commuting to an office 40, 50, 60 hours a week for the next 40
years made me SICK!  Thinking about it reminded me of something that my
father liked to say when he’d meet a young person just getting their first real job
in the workforce. He’d smile, congratulate them and then say, ‘You only have 40
years left to retirement’!

Only 40 years left?  Are you kidding me?  Working for someone else?  The
thought of doing that burned me deep down in my soul!  I couldn’t imagine it.

For the next 1 ½ years I was miserable.  Going to classes I didn’t like, studying
things that I could care less about, dreading the thought of one day graduating
and working for someone else.  My grades were slipping, my professors called
me a slacker and all I could think about was learning how to make money in real
estate.

Then it finally happened…

I got that one proverbial lucky break!

I was offered a full time job with a HUGE real estate investor.  Yes, it was a j-o-b
and I didn’t like the thought of working for an employer, but this was a unique
experience.  I had the opportunity to watch and learn from a man who made
$30,000,000 (yes, 30 million) in one year!  A man who had made more money
in a year than most people could ever make in a lifetime! 

I jumped on that opportunity so fast my head was spinning.  Before I knew it, I
dropped out of college, was working 60-70 hours per week.  I was learning inside
information on how to make REAL money from a man that had over 30 years of
experience and millions and millions of dollars in his bank account.

I was in with both feet and I never looked back.  I was 20 years old at that time.  I
became a licensed real estate agent AND began my investing career all in that
same year. 

Within 7 short years, I had bought or sold over $12,000,000 worth of real estate
and had learned every closely guarded secret you could possibly ever need. 

I’ve been mentored by one of the leading real estate multi-millionaires in the state
and have worked side by side with him for years, sucking up money-making
ideas like a dried sponge waiting for water!

Through this mentoring, I’ve personally met and consulted with men that were
billionaires.  Yes, billion with a ‘B’.  It’s a strange phenomenon sitting across a
table from a man worth a billion dollars and it can be quite intimidating at first. 

From this ‘real world’, in-the-trenches experience I gained knowledge that one
could never find in a book.  I learned strategies that nobody teaches at a
seminar.  The information that I now hold is invaluable because it can never be
taken away from me. 

As a matter of fact,  you could drop me off in the middle of any neighborhood in
the country with just the clothes on my back, and I could go out and make over
$10,000 in less than 30 days.

I’m now the author of several best selling real estate courses. I also write a real
estate investing newsletter, and have over 12,000 students from around the
globe that either subscribe to my real estate investing newsletter or have
purchased at least one of my courses.

Now, I don’t tell you this to try and impress you.  I share this with you to impress
upon you that I know what I’m talking about.  I just didn’t slap a website up on the
Internet one day to start trying to sell some regurgitated real estate investing
book.

I’ve learned from the bottom up.  I’ve come up through the trenches and have put
in my time as both a licensed real estate agent and investor.  And yes sir, you’d
better believe that I’ve learned a thing or two during that time.


Retired Before 30 Years Old

Today, I’m retired.  I enjoy reading, writing my books and newsletters and
coaching real estate students in my spare time.  I also do some lecturing,
consulting, and personal investing to fill up my days.

It’s a dream come true.

Now, I don’t live an extravagant lifestyle.  Actually, it’s a very modest one.  I
personally own and live in a smaller, one bedroom condominium, drive a 4 year
old SUV and don’t wear anything too expensive or excessive.  It’s just the way I
am.  I like jeans and a t-shirt.

I want to see my money earning me money and not sitting on my wrist as a
fancy, expensive watch.  I don’t want to buy a depreciating expensive sports car
or buy $500 shoes.  Maybe in the future, but at this moment in time I see it as
irresponsible.

My mentor taught me a long time ago to respect money and it would respect me. 
He said that broke people spend all their money on luxury items, while
millionaires put their dollars towards investments that make them even more
money.

Don’t get me wrong.  I’m not a total stiff that never spends money or never has
any fun.

I spend most of my days during the summer sunbathing at my pool, boating on
pristine Lake Charlevoix, and enjoying a refreshing cocktail during happy hour at
my favorite restaurant, Ernies.

During the winters, I take plenty of vacations to warm climate states. I just got
back from a beautiful 10-day vacation in Hawaii.  We stayed at an expensive
hotel, ate expensive seafood, drank expensive drinks and had an incredible time
doing it.

So, as you can see…. I do have my fun moments and I will spend money
frivolously at times.  I also don’t hold anything against the people that choose to
spend their money differently…it’s their choice.

Enough about me… I want to talk about you. 



Real Estate- The Vehicle
Taking You To Where You Want To Go!


You must be interested in investing in real estate or you wouldn’t be here right
now at this website.

And, you are probably a person that takes action and gets things done or you
wouldn’t have read this far.  This tells me that you separate yourself from the
masses of people that are tire kickers and talkers.

So congratulations!  You are definitely a ‘do-er’ and NOT a 'talker'.

'Talkers' are the people that will complain that they don’t like what they have in their
life, but won’t take action to change it.  Well, you know as well as I do… if they
don’t change what they’re doing, they’ll NEVER get new results.

Obviously, you’re NOT one of those people because those people have long ago
left this website, probably to go watch TV.  They’re not serious about new
results… they’re just comfortable being miserable.

That’s where real estate investing comes in.  It’s a vehicle that can deliver new
results in anybody’s life.

When you know how to buy and sell real estate with no money down, it opens
the door for explosive financial opportunities.  I’ve seen it change peoples’ lives
forever!

Real estate changed my life and it will continue to change thousands more this
year alone.  People just like you.  Individuals that come to this site and read this
letter and decide to take action can be anywhere they want to be in the next 3, 6,
12, or 24 months.

You must have a hunch that there are powerful and substantial benefits to
investing in real estate, right?  You can be your own boss, work from home, build
monthly cash profits, increase tax benefits, build a monster net worth, and many
more.

Let’s investigate ONLY one of these benefits a bit further.  Many individuals are
very concerned about their retirement with all the talk about Social Security
depletion, the downsizing and outsourcing of thousands of jobs, and the
corporate scandal that’s plagued the United States over the last several years.

But first read the following testimonials...

Buying foreclosed homes.       
        Even Experts Don't Know This Stuff!



  
Jennifer Kresnak,
Mortgage Broker and New Mother


Click The Play Button
To Hear Her Message.

"Jeff, I've got to hand it to you...your product has shared ideas and techniques that I've never heard about in my 5 years as a mortgage broker.  I've worked closely with a number of real estate experts and mortgage experts who've never even mentioned what your product has taught me in such a short amount of time.  Thanks so much for making it available!"



I Made $7,000... In One Hour!

"I had absolutely zero real estate experience and by following Jeff's guidelines I was able to make $7,000 on a transaction that took literally one hour!  The information that I've learned from Jeff has since brought me tens of thousands of dollars in the real estate business and I work it in my spare time."

Brian Bayer,
Steel Industry




One Simple Way To Become A Millionaire


Walk with me through the following illustration of building long-term wealth as a
real estate investor.

Perhaps the most powerful benefit of real estate investing is appreciation
Appreciation is the increase in value of real estate over time.  Appreciation is one
contributor to building equity in a property as well as net worth.  Equity is the
difference between what is owed on a property and what it can be sold for. 

For example, if you buy a house today for $60,000 it is almost guaranteed that
the same house will be worth more than $60,000 fifteen years from now.  Let’s
assume the house is worth $90,000.

If you subtract $60,000 from $90,000 you are left with $30,000.  This is your
equity in the property. (In fact your equity will be higher because you are also
paying down your mortgage balance every month when you make a payment.) 

You have now made $30,000 and you didn’t do anything except own one house.

Historical evidence shows that real estate has been increasing in value for the
last 150 years.  Now that is a solid track record! 

What is even more exciting is that for more than 10 years, real estate has
appreciated at a rate close to 5% per year. 

So what does that mean to you? 

Let’s look at the following example: 

What happens if you purchase a house today worth $100,000 and it increases in value 3% per year over a 30 year span?





                                                 Year                       Property Value
                                                   
                                                    1                                  $100,000
                                                    2                                  $103,000
                                                    3                                  $106,090
                                                    4                                  $109,273
                                                    5                                  $112,550
                                                    6                                  $115,927
                                                    7                                  $119,405
                                                    8                                  $122,987
                                                    9                                  $126,676
                                                  10                                  $130,477
                                                  11                                  $134,391
                                                  12                                  $138,423
                                                  13                                  $142,576
                                                  14                                  $146,853
                                                  15                                  $151,259
                                                  16                                  $155,797
                                                  17                                  $160,470
                                                  18                                  $165,285
                                                  19                                  $170,243
                                                  20                                  $175,351
                                                  21                                  $180,611
                                                  22                                  $186,029
                                                  23                                  $191,610
                                                  24                                  $197,359
                                                  25                                  $203,279
                                                  26                                  $209,378
                                                  27                                  $215,659
                                                  28                                  $222,129
                                                  29                                  $228,793
                                                  30                                  $235,656
                                         --------------------------------------------------

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